The ability to accept payment online is an important part of all e-commerce. Credit card processing requires two separate services.
A merchant account allows your business to accept credit cards and other forms of electronic payment by setting up an account between you and an acquiring bank. This account includes the processing of transactions and the deposit of funds to your merchant bank account.
An Internet payment gateway authorizes secure, real time processing of credit card transactions online. It encrypts your customer’s sensitive data via a secure sockets layer (SSL) and acts as an intermediary between your business and your bank.
You can keep your current account and add a gateway or choose a combined merchant account and gateway package.
Rates, contract terms and fees can vary based upon
your type of business and your individual credit
history. Americart has negotiated with top
industry providers to obtain highly competitive
prices for our subscribers.
Are you just beginning to sell online and want to learn more? Check out the helpful guides offered by the Merchant Council, an unbiased not-for-profit organization that helps educate merchants like you.
Already have a merchant account or Internet payment gateway? Compare your current rates to the ones we’ve negotiated. You may save a bundle on fees!
Total Merchant Services
A leader in the merchant bankcard industry offering solutions for all your business needs. Choosing Total Merchant Services provides competitive rates, knowledgeable customer service and the best options to meet your needs. TMS can provide both merchant accounts and Internet payment gateways.
PAYMENT OPTIONS
Despite advances in online security, some shoppers are hesitant to use credit cards online. Increase your sales by offering them other ways to pay besides credit cards. Americart recommends these additional payment methods:
PayPal
A global leader, PayPal enables any individual or business with an e-mail address to securely send and receive payments online, using direct bank debits or even credit cards.
Pay by Check
Pay by Check allows your customers to pay for goods and services using their checking account from your website. It is the perfect payment solution for businesses that don’t want the issues associated with credit cards.
SpeedChex
SpeedChex.com - the fastest, easiest, and most efficient way to accept a check. SpeedChex is a real-time electronic check payment solution that gives your company a competetive edge by allowing you to take checks over the phone and over the Internet.
